Our Services
Commercial Package Policy
A commercial package policy provides both property and liability coverage. It offers you a variety of bundle options and greater flexibility for mid to large-size businesses and high-hazard type of businesses. The commercial packaging policy covers assets that are a part of your business such as the building, contents, equipment, and computers
Special Events Policy
If you are having a public event whether a wedding and reception or a festival you need the protection of Special Event Insurance. Our Event Liability Insurance is designed to protect the policyholder against lawsuits, cancellation, claims made related to bodily injury of others, and property damage to the rented premise.
Small Business Policy
A business owner needs a bundled package of general liability, workers' compensation, property protection, and professional liability. A BOP can help cover your business from claims resulting from events such fires, theft, or any other kind of disaster and from claims involving bodily injury, property damage and personal and advertising injury.
Personal Insurance
You pride yourself on being an individual and we appreciate that about you. Each of your unique interests, hobbies and tastes make you distinct from everyone else. However, the downside is that many insurance programs may not be the right fit for individuals like you. Perhaps, your stamp collection turns into more than a hobby or that table Aunt Suzy gave you ended up being built in the 1700s and you need an insurance program that fits your needs. Our Personal Risk Solution program is perfect for you because it is all about you.
Business Auto Insurance
Business Auto Liability insurance helps cover financial risks and protects company assets if you or your employees are at fault in an automobile accident that results in injuries or property damages. Here at Diversified Risk Solutions, we can help you with all your questions, hesitations, and concerns to help ensure you feel like your company is being protected. Even if you are unsure if you need this type of insurance, give us a call. If you use any kind of vehicle for a business purpose, it's always best to have the right protection especially when a unique situation arises.
Property Insurance
Commercial Property Insurance helps your business stay protected in case of an emergency. It covers the business' property, all the tools and equipment, and any kind of assets inside the building that are owned or leased. Businesses can also have different commercial property insurance on different items. If there are certain valuable papers or records, there can be additional coverage on those specific items.
Product Recall Insurance
Product recall insurance is a pretty useful tool if your company is one who designs, manufactures, distributes, or sells any kind of product, ranging from shampoo to pizza to office supplies. It is strongly advisable in any event that your company's product is defective or damaging to a consumer's life or property. Product recall liability will provide financial coverage and protection in these types of situations. Product recall liability is set up in two different ways. First, it can be added to your already existing general liability insurance policy or, secondly, it can be purchased separately and customized to tailor your business the right way.
Homeowner Insurance
Homeowners insurance is designed to cover your home and any possessions inside of it from risks such as burglary, theft, fire, or severe storms. If you have guests over, your home liability coverage can protect you from financial responsibility that may arise if anyone gets injured during their visit or if any of their personal property is damaged at your residence
Construction Industry
While working on projects such as ones with a large investment rate and multiple complex parts, there many types of risks that can threaten a business. They can range from contractual and surety needs to environmental exposes and federal protected areas to security of the site. In this industry, it is a must work with the insurer and have a complete understanding and commitment. Our brokers can help to customize the coverage your business needs.